My prior post may have been too short to make the real point. I may also have used the wrong words. What KH said made me realize that it is not a conflict between grace and works. Instead, it is a matter of trust ("trust" may be a better word than "surrender"), reliance and active faith.
Grace is a power greater than ourselves that responds to our trust and surrender. It requires our reliance and it requires active faith. Is active faith or exercised faith "works"? I guess, kind of. Does grace demand that of us? Absolutely. Grace demands reliance and faith. But it is the power of God that saves when we can not save ourselves. Obviously that is something greater than we are.
Thus we overcome the world by faith in Christ, and in turn are overcome by the grace of God. But we start unable to overcome the world, to overcome our weaknesses, by ourselves. So while we must act, it is not the acts that save us, it is a power greater than we possess that brings salvation.
That is the key point, and why the grace vs. works argument misses the point altogether and creates a false perspective.
At least that is what I'm thinking right now.
Quoting an excellent example:
"God, I offer myself to Thee -- to build with me and to do with me as Thou wilt. Relieve me of the bondage of self, that I may better do Thy will. Take away my difficulties, that victory over them may bear witness to those I would help of Thy Power, Thy Love, and Thy Way of life. May I do Thy will always!"